A STRUCTURED WAY FORWARD
Understanding the option.
Chapter 13 allows eligible individuals with regular income to propose a court-approved repayment plan. Plans generally run for three to five years. This approach may help address missed payments, but whether it fits your situation requires an individual review.
What we’ll review together.
- Your regular income and essential living expenses
- Mortgage or vehicle payments that are behind
- Your debts, assets, and ability to fund a repayment plan
How we can help.
We review your income, obligations, and priorities to help you understand how a repayment plan could work. We explain the responsibilities involved and discuss alternatives before you make a decision.
U.S. Courts: Chapter 13 basicsGeneral information only. Eligibility, legal protections, and outcomes depend on the facts of your case.